A majority of full-time graduate students receive some financial aid and most full-time doctoral students receive full support. The level of support often is dependent upon the specific graduate program and your degree status. There are three forms of financial assistance available to graduate students: merit-based, need-based, and non-need based aid.

Need-Based Assistance

Need-based assistance includes grants, loans, and employment. Most graduate students are eligible for some type of federal student assistance, usually in the form of a student loan. United States citizens and permanent residents are eligible to apply for need-based aid. Students who receive aid administered by the Rutgers Office of Financial Aid must report any employment offers, fellowships, scholarships, loans, gifts, and assistantships received subsequent to the original award made by the Office of Financial Aid.

Non-Need-Based Assistance

Non-need-based assistance includes private loans and other loan sources. There are many options.